Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months of More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

10 Step Credit Repair Guide

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What Uncle Sam Doesn't Want You To Know!
Find your unclaimed money that the government is holding. $10 billion in unclaimed money is waiting for you.

Author: Jeanette Joy Fisher

Article source: http://mycredithelp.blogspot.com/. Used with author's permission.

The process of clearing credit can be laborious and frustrating, but your efforts will be paid for in better financing. Your rights are protected by laws, but you need to take reasonable actions toward your goal of clearing credit discrepancies. You can get the credit reporting agencies to help you instead of hindering your excellent credit quest with these tips.

1. Order credit reports.

2. Check for discrepancies.

3. Note problems and discrepancies in your Credit Dispute Log.

4. Contact disputed companies by telephone. (Contact original debtors, not collectors.)

Log the telephone call with a brief summary of agreements.

Remember to record the name of the contact representative.

5. Follow up with certified letter to original company.

6. Write letters to collectors, dispute bill, send documentation of payment to original company.

7. Fill out dispute form provided by credit bureau.

8. Write separate letter for each disputed item to credit bureaus.

Send letters by certified mail.

Enclose copies of supporting documentation.

9. Use the number provided by the credit bureau and call for progress; have your reference number handy.

10. Keep comprehensive records in your Credit File.

These ten steps will help you finance your dreams.

Copyright © 2005 by Jeanette J. Fisher. All rights reserved. (You may publish this article in its entirety with the following author's information with live links only.)