Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months of More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

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Guaranteed Bad Credit Financing.
Receive a loan or credit card even with bankruptcy!

Author: Beth Pardue

Article source: http://www.oldedartmouth.com/. Used with author's permission.

Most people are familiar with the term credit report but not everyone has a clear picture of exactly what a credit report it is. Your credit report can be viewed as a report card of your financial and credit activities. You are "graded" on your payment timeliness and credit activity. The fewer late payments you have made and the fewer delinquent accounts you have, the better your grade will be. Your credit score is basically a cumulative grade of your credit report. It is important to know what is on your credit report to ensure that your credit activity is being reported correctly.

But unlike a regular report card, you will not receive a copy of your credit report unless you request one. There is more than one way to go about when requesting a copy of your credit report. For a fee, you can receive a copy directly from one of the major credit bureaus. Or you can obtain a free copy from one of the many companies available on the Internet. There are many reputable companies that will provide you with a copy of your credit report completely free of charge. Visit www.credit-report-credit-score.com to learn more about credit reports and how to get a free copy of your credit report.

Some people may be a little skeptical about requesting a copy of their free credit report and may wonder if it is as good as a copy that you would pay for. But rest assured that a free credit report contains the exact same information that you would receive if you had paid for a copy directly from the credit bureaus.

You may be wondering why would companies provide you with a free copy of your credit report and is there a catch? Most companies that will grant you a free copy of your credit report require that you sign up for a credit monitoring service of some sort. But as long as you cancel the service before the free trial period ends, then you never pay a penny and still get to keep your free credit report. However, there are some really good credit services out there if you choose to keep the service. Many people have greatly improved their credit situation with these types of services. So make sure that you know all of the benefits before canceling a credit service that may accompany your free credit report.

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