Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months of More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

How to Improve Your Credit Rating

Navigation: Main page » Credit - Bad Credit - Repair Credit

 Print this page 

Bad Credit Personal Loan Source.
Bad credit personal loans regardless of bad credit - up to $25,000. Affiliates Earn 60%

Author: Lisa Murray

Article source: http://www.consolidatemybill.com/. Used with author's permission.

So you got into debt, had problems but you got yourself back on your feet through hard work and sacrifice and how are you rewarded? A Bad Credit Rating.

You would be forgiven for thinking thats not fair and why did you bother sorting yourself out if your hands are still tied when it comes to applying for anything financial? There are ways to improve your credit rating and get back on track completely.

There are three basic steps to help improve your credit rating:

· Dispute negative entries on your credit report

· Have negative entries deleted from your credit report

· Rebuild your credit

The first stage is to write to your credit bureau and detail the disputed
entries on your credit report. You have thirty days in which to dispute an
entry on your credit report. However, you will often find that the credit
bureau takes as much time as they want. Here is a basic overview of
what happens to that letter:

Your letter is read by a lower-level employee who has the power to
dismiss your letter or pass it on to higher powers within the credit
bureau.

After the investigation is complete, and the lender has not verified the
disputed entry, the credit bureau will delete that entry. This negative entry
can still be reinstated if verification eventually arrives.

Once your dispute is accepted the derogatory entries are deleted or
improved to perfect. Once they have been deleted or improved, the credit
bureau will send you a notice of these changes, along with a new credit
report.