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September 2006

Monthly Archive

Orchard Bank Platinum MasterCard Credit Card - Pros and Cons, Review

Posted on Sep 30 2006 | Tagged as: Travel Reward Credit Cards, Master Card, Credit Card, Credit Counseling, Credit Repair, Debt Relief, Mastercard, Card, Review, Pros and Cons, Eliminate Debt

The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card. Assuming payments are made on time, this card can help those with a limited credit history build towards a positive and solid credit history, but there are several factors that should be considered before applying. Continue Reading »

USA Platinum Credit Card for College Grads - Pros and Cons, Review

Posted on Sep 30 2006 | Tagged as: Travel Reward Credit Cards, Credit Card, Credit Counseling, Credit Repair, Debt Relief, Cash Back, Card, Review, Pros and Cons, Cash Rebates, Eliminate Debt

The USA Platinum Credit Card for College Grads, issued by USA Credit, is designed for those with poor to limited credit who are looking to establish or re-establish credit. It is very important to understand that by completing and submitting the application for this card, the cardholder is also agreeing to consolidate their student loans through United Student Loans. United Student Loans offers various loan repayment plan options, and cardholders should read the terms and conditions to find out more about the program before applying. Continue Reading »

USA Optimum Gold Credit Card - Pros and Cons, Review

Posted on Sep 30 2006 | Tagged as: Travel Reward Credit Cards, Credit Card, Credit Counseling, Credit Repair, Debt Relief, Card, Review, Pros and Cons, Eliminate Debt

The USA Optimum Gold Credit Card, issued by USA Credit, is designed for those with poor to limited credit who are looking to establish or re-establish credit. Although the credit card does have a $149.95 account set-up fee, it is considered reasonable as compared to similar cards designed to establish credit, which can charge fees ranging anywhere between $200 and $400 for the first year of membership. In addition, this credit card has no annual fee and no interest rate on purchases. Anyone who applies for the credit card will be accepted based on the issuer’s “No Credit Check or Credit Turndowns” policy, though certain restrictions do apply (see website for details). Continue Reading »

USA Platinum Plus Credit Card - Pros and Cons, Review

Posted on Sep 30 2006 | Tagged as: Travel Reward Credit Cards, Credit Card, Credit Counseling, Credit Repair, Debt Relief, Card, Review, Pros and Cons, Eliminate Debt

The USA Platinum Plus Credit Card, issued by USA Credit, is designed for those with poor to limited credit who are looking to establish credit. Although the credit card does have a $149.95 account set-up fee, it is considered reasonable as compared to similar cards designed to establish credit, many of which can charge fees ranging anywhere between $200 and $400 for the first year of membership. In addition, this credit card has no annual fee and no interest rate on purchases. Anyone who applies for this credit card will be accepted, based on their “No Credit Check or Credit Turndowns” policy, although certain restrictions do apply (See website for terms and conditions). Continue Reading »

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