Credit Counseling
Archived Posts from this Category
How to Choose a Credit Counseling Agency
Posted on Dec 01 2006 | Tagged as: Travel Reward Credit Cards, Credit Counseling, Credit Repair, Debt Relief, Identity Theft, Eliminate Debt
Are you barely making ends meet? Dodging debt collection calls? Unable to meet your monthly expenses much less save money for emergencies or retirement? If this sounds familiar, you may want to consider credit counseling. Credit Counseling can improve many aspects of your life. It can help you get out of debt faster and improve your credit, just to name a few. And there are many agencies out there that would love to quickly enroll you in their Debt Management Program. However, not all agencies are created equal and not all agencies are truly looking out for your best interest. As with most things in life, if it sounds too good to be true, it probably is. Continue Reading »
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Why Bad Credit is No Barrier to Home Ownership - Credit Info
Posted on Nov 22 2006 | Tagged as: Travel Reward Credit Cards, Credit Counseling, Credit Repair, Debt Relief, Identity Theft, Eliminate Debt
Contrary to pretty much everything you have ever heard about mortgages and bad credit, you can secure a mortgage allowing you to purchase your own home. All of this, regardless of the fact that you may find each or all of the following on your credit files: Continue Reading »
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Christmas Credit Card Spree And The January After - Credit Disscussion
Posted on Nov 15 2006 | Tagged as: Travel Reward Credit Cards, American Express, Visa, Master Card, Discover, Credit Card, Credit Counseling, Credit Repair, Debt Relief, Identity Theft, Card, Eliminate Debt
Using credit cards to purchase christmas hampers is popular as you only have to think of paying much later. Of course, most businesses hope for consumers to buy from them and really do not care how you pay so long as you pay. Christmas is without a doubt the most profitable time of the year for a lot of merchants and ironically also for credit card issuers. Continue Reading »
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Credit Repair Guide - Credit Discussion
Posted on Nov 14 2006 | Tagged as: Travel Reward Credit Cards, Credit Counseling, Debt Relief, Identity Theft, Eliminate Debt
Ok, so you find yourself with a low credit score. What can you do about it? Well one of the first things to do is make sure that you start paying your bills on time, as obviously the aim of this exercise is to improve your credit score and get you back in line financially.
To achieve a higher score, you have to take action to get the rating higher in order that the credit bureaus will allot to you a better score on your credit report. The score they give you is so that the lenders know whether or not you will be a good risk for them to lend money to. If you have a low credit score, then you will realize that it needs improving. Continue Reading »
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